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Paypal: Everything you need to know

The PayPal system is a money-transfer and payment platform that is efficient and simple. It was founded in 1998 and it has grown to be one of the largest online payment system in the world. The company works with banks and credit card companies to make payments easy, safe, and fast. PayPal also provides your mobile phone number for sending instructions when sending money. For security purposes, you must always put a password when signing up for PayPal account. Furthermore, PayPal is widely used in both online business transactions and in person at places such as malls, trade show, or fairs where buyers need someone to receive their payments.

Benefits of using PayPal

The use of PayPal is beneficial because it is a safe, secure, and convenient way of making payments. The customer can also have access to their money any time without the need for carrying cash or checks around with them. One of the most fundamental benefits of this payment system is that it has minimal transaction fees. For instance, you are charged 0.35% on each successful transaction. Besides that, there are also fewer risks involved in online payments with PayPal compared to traditional methods. If you have an account with PayPal then all the business information about your company is saved and stored within its system so there's no need to input it again should you want to make any more transactions in the future.

How to set up an account with PayPal

Setting up an account with PayPal is easy. You can either sign up on their website or through the PayPal app. The steps are as follows:

  1. Go to the PayPal website and click on the "Sign Up" button.

  2. Fill in your personal information, including your name, email address, and password.

  3. Select the type of account you want- personal or business.

  4. Add your credit or debit card information.

  5. Confirm your account by clicking on the link that PayPal sends to your email address.

  6. Login to your account and start making payments.

How to send money using your account

PayPal is a great tool for sending money to friends, family, or even business partners. If you already have an account with PayPal, it will be super-easy to send money on either your laptop or mobile device.

Follow the steps below to send money through your account on your computer:

  1. Log into your account on or launch the PayPal app on your device if you have one installed on it.

  2. Click "send" at the top of the screen under "personal", chose who you want to send money to and how much you want to send them in the form of currency beside their name.

Why can't I use PayPal credit on Ebay

PayPal Credit is not available as a payment option on eBay. Only a few select merchants allow PayPal Credit as a payment method. If you're not sure if the merchant you're buying from accepts PayPal Credit, you can check on the PayPal website.

Tips for avoiding scams or frauds when you're shopping online

When you're shopping online, it's important to be aware of the different types of scams and frauds that are out there. Here are some tips for avoiding them:

  • Never give out your personal information such as your name, address, or credit card number to a seller unless you trust them.

  • Make sure that the website you're shopping on is a secure site. Look for the padlock symbol in the address bar and make sure that the web address starts with "https". This means that your information is being encrypted and is safe from hackers.

  • Be careful of phishing scams, which are emails or messages that appear to be from a reputable company but are actually sent by scammers.

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